Whether it’s a loan for a new or used car, school or even your first mortgage, credit unions can help you get the ball rolling, without tying you to high interest rates! Credit unions are usually able to offer their members better interest rates, helping you take charge of your financial life.

The Facts:

Credit unions return their profits, after expenses and reserves, to members in the form of dividends on savings, low rates on loans, and new or improved services.

It’s true. We’re not out to nickel and dime you by sticking you with a bunch of unexplained fees. Credit unions usually offer no or lower fees on products and services so you get to keep and save more of YOUR money.

Car Loans

There is a better way. Check out a credit union and see about getting a car loan with a great rate – one you can manage without having to say goodbye to your dream car or your social life!

Getting a car loan from a credit union is easy. And it makes a lot of sense (and cents!). Here are some things to consider when shopping for your next car loan:

• Credit unions can offer very competitive interest rates to help your keep more of your money.
• Most credit unions charge very low or no fees at all for their services.
• They offer a variety of terms that suit your lifestyle.
  
  • Longer terms will help you spread out the amount of your loan over an extended period. This will help keep monthly amounts lower.
  • A shorter term means that you will pay the loan off faster and therefore pay less interest.
• Wherever you go for your car loan, remember to look at the big picture and consider the total cost of the loan because monster car loans really bite!