Credit Union Benefits in the News

• Ditch Your Bank for a Credit Union -MSN Money Central
• Check Credit Unions for Better Deals -Wall Street Journal

Credit Union’s reputation for providing excellent customer service, better rates and lower fees make them a welcome alternative to your typical banks. And, they usually offer most of the services you find at banks. Even better, they have the expertise to help you make important financial decisions that will benefit your bottom line, not theirs. Figuring out your credit score, setting up a budget, managing money, establishing credit, how to pay off debt, whether to buy a new or used car…figuring out how to make it all happen is enough to make your head spin. Credit Unions will give you the personal attention you need to help make important financial decisions.

Top 10 Reasons to become a Credit Union member:

 

1. Better interest rates and lower fees.
When you’re getting better interest rates and paying lower fees, you get to keep and save more of YOUR money, helping you take charge of your financial life.

2. Full line of products and services.
Most credit unions can give you the same services as a bank—like checking, savings, ATMs, debit cards, investment funds, mortgage loans, car loans and even school loans.

3. Convenience.
As a member, you have access to free ATM’s all across the state and the country. Whether it’s flying through DIA or soaking up some rays in Florida for Spring Break - you can find a free ATM.  

4. Expertise.
Financial matters can be complicated. Not only do our staff members have terrific bedside manner, they have years of experience to help you make those important decisions.

5. Customer Service.
Credit union customer satisfaction consistently ranks higher than banks. And there’s a reason why. Hey, to us you’re a member, not a number.

6. Credit Unions Give Back.
Credit unions believe in giving back to the communities they serve through event sponsorships, scholarships, financial literary assistance and more. Your community is, literally, our community.

7. Safe and Sound.
The safety of your money and investments is an important aspect to consider. Rest assured, your money is safe – and insured – at a credit union.

8. Not-for-Profit:
Our not-for-profit status is a very important distinction that separates us from banks. In a nutshell, it means we return our profits (what’s left after paying expenses) to you, not “the man”.  That’s how we can offer better returns on savings, lower rates on loans, and new or improved services.

9. Member-owned.
Don’t let “membership” scare you. It simply means you have a say in some of the activities of your local credit union should you want it. And it means you’re treated with the same respect as everyone else.

10.  Locally-Owned.

Credit unions are locally owned by you, our members. We are among the only locally owned financial institutions in Colorado. And that’s saying something.