Credit Union Facts.com Credit Union Facts

Credit Unions Care

Your financial partner

Part of the credit union philosophy is "People Helping People". Therefore, credit unions continually provide their members with valuable financial information through publications, seminars, and workshops. They are your financial partner for life and can help you sort through all of your financial options.

FoolProof Financial Literacy

One way credit unions "give-back" is by providing tools to help teach financial literacy. One such tool is FoolProof, a comprehensive, consumer-oriented suite of programs designed to teach consumers of all ages about money and financial responsibility.

Please take the time to read through the FoolProof Articles or listen to their Podcasts. You'll be glad you did!

Foolproof Articles

What You Need to Know If You’re Thinking of Buying a Foreclosure House
By FoolProof’s Information Edge
Have you seen ads like these?

- Save 20-50% On Your Home
- Buy up to 60% Below Market Value
- Homes for Half Price!

Ads like these are pushing foreclosed homes. However, buying a foreclosed home may or may not be a "deal". The process of buying foreclosed properties is more complicated and has more pitfalls and risks than buying a regular new or existing home (without foreclosure problems) on the real estate market. If you’re considering the option of purchasing a foreclosed residence, this month's report provides tips and points to help you be better prepared.

Download Full Article Download Podcast of Article



Dollar-Saving Tips for Budget Stretching in Tough Times
By FoolProof’s Information Edge
Even though prices have been falling at the gas pump, prices are still creeping up at the supermarket checkout counter and elsewhere. Every month it seems the Consumer Price Index ticks a little higher over last year. These trends tend to make most of us budget conscious. Have you been looking for ways to save a few dollars? If so, this report’s for you. This month I've searched the Web for lots of tips to help you save dollars. The savings can start to add up, the more tips you follow.

Download Full Article Download Podcast of Article



Opting Out for Peace and Security
By FoolProof’s Information Edge
Are you tired of finding your mailbox loaded with junk mail, especially unsolicited credit card, mortgage, and home equity loan offers? Are you tired of your phone ringing with offers from telemarketers? Would you also like to do something to take your name out of circulation for various solicitations? Then read on.

Download Full Article Download Podcast of Article



Getting the Longest Service Out of Your Vehicle Saves $$$
By FoolProof’s Information Edge
Many people are keeping their cars longer. According to a report earlier this year by the research company R. L. Polk & Co., the median age of operational passenger cars in 2007 was 9.2 years. Take good care of your car or truck and it will give you many years of service. Extra service years can save you money long-term. In the current economic climate, all of us are looking for ways to trim our spending. Here's how to stretch the good life for your wheels.

Download Full Article Download Podcast of Article



Don't Get Caught by the Newest Twists in E-Mail Scams
By FoolProof’s Information Edge
Has your e-mail inbox had more spam in it lately? If so, you're not alone. In their never- ending siege on protective anti-spam filters, spammers are now using PDF (portable document format), Excel, and Word documents to try to scam you and steal your personal and financial information.

Download Full Article Download Podcast of Article



Your Money is Safe and Secure
CNN, Forbes on CUs: 'Grab them while you can'
ATLANTA (9/19/08)--"If there’s a calm in the economic storm, it may be credit unions, whose investors are sleeping through the night," reported Susan Lisovicz of CNN Thursday during an interview with Neil Weinberg, senior editor of Forbes Magazine.

Go to Article

Take Five Steps to Save BEFORE You Shop for a New Vehicle
By FoolProof’s Information Edge
Yes, you read that headline correctly. If you are thinking of buying a new or used vehicle and you want to save money, we recommend first taking five steps before you even think of heading to a dealership showroom or website to shop.

Download Full Article Download Podcast of Article



Choosing A Credit Card That Is Right For You...
By FoolProof’s Information Edge
Pre-approved credit card offers continue arriving daily in the mail in spite of the recent credit crunch. Many present temptingly low introductory or balance transfer rates…

Download Full Article Download Podcast of Article